Your Personal Insurance Shopper

Are “Acts of God” a Thing When it Comes to Insurance?

What are “acts of God” and will you be covered in the event of one? The answer is yes, no and maybe. Read our article on “acts of God” and how you may or may not be covered by these perils.

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Preexisting Conditions and Insurance

Learn why pre-existing conditions play such an important role in the insurance industry. Know when and how you will, and will not, be covered.

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Buying a Car? Why You Should Call Your Independent Insurance Agent First

Price, fuel costs and financing aren’t the only factors involved in the total costs of owning a vehicle. Your insurance premiums will play a big role which is why you should contact an independent insurance agent prior to purchase.

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Beware the Backyard Trampoline

Are you sure your homeowners’ insurance policy will cover you in case of an injury or liability claim resulting from your backyard trampoline? Check before you risk it all for a little backyard fun.

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Making Insurance Easier: What is a Dec Page?

Sure, insurance can be confusing. But did you know all you need to do is read the first page or two of your policy to understand what your coverage is?

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Does my Auto Insurance Cover My RV?

There are over 9 million recreational vehicles on the road today. Are they covered by automobile insurance? The answer is maybe. Read more in our latest blog.

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How Pet Insurance Can Keep You From the Most Difficult of Decisions

Pet insurance can prevent you from having to make one of the most difficult decisions any pet owner would have to make. Here’s how.

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Am I On the Right Path with Travel Insurance?

There are a variety of circumstances that can make purchasing travel insurance an excellent decision. What does travel insurance cover and when should you buy it when traveling?

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What You May or May Not Know About Traffic Tickets

Did you know it is estimated speeding tickets generate over $6 billion in revenue each year or that a single officer can write $300,000 or more in traffic citations annually.?

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What’s the Difference Between Term and Whole Life Insurance?

What is better for you, term life insurance or whole life insurance? Discover the fundamental differences and how you can make the best decision for you and your family.

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15 W. 5th St. Ste A Morgan Hill, CA 95037

1-408-776-2800
CA License #0D91044

© Copyright 2024 Ram Commercial Insurance Services, LLC  |   All Rights Reserved
Site by ICA Agency Alliance

15 W. 5th St. Ste A Morgan Hill, CA 95037
1-408-776-2800
CA License #0D91044

© Copyright 2024 Ram Commercial Insurance Services, LLC  |   All Rights Reserved
Site by ICA Agency Alliance