Finding your “Perfect” Insurance Agency
In anticipation of Valentine’s Day, we wanted to honor the day by showing you how to better understand your insurance options and find your perfect insurance match. It is a big world out there and there are a lot of agencies and companies to choose from. Where to begin? According to the National Association of Insurance Commissioners, there were 5,977 insurance companies in 2016 in the United States (including territories). That’s a lot of options! So how can you find your best insurance match and love your insurance company?
As a consumer, there are many research tools at your disposal. If you have an internet connection, you are just a few clicks away from a wealth of information. But, what can you keep an eye out for as you wade through the vast amount of information available? Here are a few ideas to help you focus as you search for an insurance provider:
Think locally. If possible, look for an agent in your immediate area who will be accessible to you in a time of crisis. Trying to reach remote agents when you need them most can be trying. Local agents are more likely to develop a personal relationship with you and will be available when you have questions about your policy, need to make changes, or actually have a claim.
Think Positive. Look for agencies that have positive feedback and/or ratings on consumer websites such as Yelp and the Better Business Bureau. You can also utilize your state’s insurance website to educate yourself on required coverage for your state. While you’re there, you can also research insurance agencies and their licenses.
Think Ahead. When interviewing agents, don’t be afraid to discuss your long-term and comprehensive insurance needs. Consider what you may need in the future, whether that might be additional coverage for a teenage driver or commercial liability insurance for the business you plan to open – your agent can help you map out a plan for the coverage you need and provide you with quotes to compare. Agencies that can offer personal and commercial insurance can save you time and money. You’ll be able to bundle your policies and save money, as well as streamline your payments with one company which can save you time (and a lot of headaches).
Insurance is personal to you – it is your umbrella and your protection from the storms of life. The more proactive you can be in your search for the right agent or agency and the right policies, the happier you’ll be with your coverage and their service. Doing your research, comparing quotes, and discussing your needs with your agent will help you determine which could be your perfect insurance agency match. Happy Valentine’s Day and may cupid help you find that our insurance agency is the right choice for you!
Your Personal Insurance Shopper
Contact Us
OUR LOCATION
15 W. 5th St. Ste A Morgan Hill, CA 95037
1-408-776-2800
CA License #0D91044
© Copyright 2024 Ram Commercial Insurance Services, LLC | All Rights Reserved
Site by ICA Agency Alliance
15 W. 5th St. Ste A Morgan Hill, CA 95037
1-408-776-2800
CA License #0D91044
© Copyright 2024 Ram Commercial Insurance Services, LLC | All Rights Reserved
Site by ICA Agency Alliance